Facing Harassment from Loan Recovery Agents? Here’s How to Stop It!
If you’re struggling with loan repayment and facing harassment from loan recovery agents, you have legal rights and options to protect yourself. Many borrowers experience aggressive calls, home visits, public shaming, and even threats from unregulated recovery agents. However, such actions violate RBI guidelines and consumer protection laws in India. At ZeroLoan, we offer anti-harassment services to safeguard you from unethical recovery practices and help you settle your loan legally and stress-free.

What Counts as Loan Recovery Harassment?

• Excessive Calls & Threats – Receiving repeated, threatening, or abusive calls from agents.

• Home & Workplace Visits – Recovery agents showing up unannounced at your home or office, causing embarrassment.

• Public Shaming – Informing your relatives, colleagues, or neighbors about your debt, which is illegal.

• Mental & Emotional Harassment – Using fear tactics to pressure you into repayment.

• Misuse of Social Media & WhatsApp – Sending threats, defamatory messages, or publicly disclosing your debt details.

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Your Legal Rights Against Loan Recovery Harassment

• RBI Guidelines: Lenders and recovery agents must follow fair recovery practices. They cannot use abusive language, threats, or force.

• Consumer Protection Laws: You can file a complaint if agents violate your privacy or cause undue mental distress.

• Legal Recourse: You can report harassment to the police, RBI, or the banking ombudsman if agents are violating ethical practices.